Businesses we serve
Commercial insurance for fitness and healthcare.
We take your business to market with a clear description of what happens during each appointment. That helps us compare coverage for the work you are responsible for.
Fitness studios
We arrange commercial insurance around your classes, personal training, and the instructors who deliver them.
We use your class schedule to build the insurance submission. Group fitness, personal training, and sessions at hired venues each need an accurate description so the market can assess the full business.
We also examine instructor agreements and the insurance each party carries. A contractor’s policy may not include your studio, and a participant waiver does not replace the coverage needed for the activity.
What we check
- Current class list, equipment use, and any hands-on instruction.
- Employee and independent-instructor arrangements.
- Venue agreements and requirements for off-site sessions.
Healthcare services
We source business insurance for healthcare practices, separating treatment liability from the premises and employee coverage you need.
We ask about the scope of care and build a submission around it, including remote appointments or visits elsewhere. The work performed matters more to the coverage comparison than a broad healthcare category.
We read the practice’s policy alongside practitioner coverage. When a provider joins or leaves, we check which entities are insured and how any claims-made terms address earlier treatment.
What we check
- A business-level description of treatments, without patient information.
- Practitioner relationships and the entities named on current policies.
- Any change in services, premises, or claims-made coverage continuity.